So this means that a damp fabric should appear darker than the same fabric when dry, but if you and the fabric are both completely submerged in water, then the

So this means that a damp fabric should appear darker than the same fabric when dry, but if you and the fabric are both completely submerged in water, then the darkening effect should go away and the fabric will appear as light as if it was dry, since there is no water surface on the fabric itself?