Lower fees for more or less everything, better feature velocity, bill splitting, monzo.me links, a CEO I actually trust, supporting a consumer-first company, be

Lower fees for more or less everything, better feature velocity, bill splitting, monzo.me links, a CEO I actually trust, supporting a consumer-first company, better payment authentication (their 3D-whatever sends you a tap-tp-authorise notification), instant card freeze/unfreeze if you misplace it