Currently I'm trying to live every month with at maximum the half of what I earn (been around 1/5 for the past 12 months) and trying to reach my peak physical c

Currently I'm trying to live every month with at maximum the half of what I earn (been around 1/5 for the past 12 months) and trying to reach my peak physical condition. The second plan is more important to me, fit people have a lot more chance of surviving adversities.