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It's not merely that he didn't do everything right. This is a victim that still uses the service and doesn't seem to have bothered to get the insurance he's no

• romwell 8y ago
  >and doesn't seem to have bothered to get the insurance It might not be possible to get insurance that covers "voluntary parting" if all the companies are doing that (or asking for crazy premiums without this clause). It's not irrational to take on the risk vs. buying insurance. His equipment is not that expensive (say, people renting out their cars on Turo are in a different league); it still might make enough sense to vet renters more and cover the risk out-of-pocket.