It doesn't have to be fraud. The industry is smart, it could just be implicit collusion. It's like the prisoners strategy game ... except they are not prisoner

It doesn't have to be fraud. The industry is smart, it could just be implicit collusion. It's like the prisoners strategy game ... except they are not prisoners - the are the wardens and we are the prisoners. All they have to do is 'not compete against each other' and just play the 'price game'. People love Musk and Bezos for their little boy rocket experiments, sure I'm glad they're doing it, but that's easy, it's so aspirational anyone would want to do it. They're doing what NASA can't seem to do - great. You know who'd have actual big balls? A billionaire that took on Healthcare and started putting insurance companies out of business, started scaring the crap out of fraudulent hospitals etc.. Who started class-action lawsuits against hospitals for lack of clarity in billing etc.. I would actually respect Wallmart or Amazon if they got into the healthcare business - both of them exist to wipe out costs in the value chain as a natural modus operandi, they might have the power to do it.