All fair enough but I'd just like to point out that some people discover that the long game is not going to pay out for them. It's really horrid, I know people

All fair enough but I'd just like to point out that some people discover that the long game is not going to pay out for them. It's really horrid, I know people don't like to hear it, but I had two close friends die in their late 20's. Both had been good, saved, worked... both saw no return at all on that delayed gratification. Live! At least a little. Life can be short.