Tax avoidance is not the same as pensions and ISAs. Pensions and ISAs are tax planning. Using government mandated tax reliefs for their intended purpose. Tax

Tax avoidance is not the same as pensions and ISAs. Pensions and ISAs are tax planning. Using government mandated tax reliefs for their intended purpose. Tax avoidance is using government mandated tax reliefs for unintended purposes. Try not to misuse terms, it makes it hard to talk precisely about the issue. https://www.gov.uk/guidance/tax-avoidance-an-introduction https://www.gov.uk/guidance/tax-avoidance-an-introduction