It's the cost. Tertiary education in America is unrealistically expensive, so you're locked into higher payments for longer (typically life). Even if a lower pa

It's the cost. Tertiary education in America is unrealistically expensive, so you're locked into higher payments for longer (typically life). Even if a lower paying job is enough to pay up, your entire life purpose becomes paying off a student loan. Without the college and loan you would have had a shitty job but $300 more, nothing else would be different. In South Africa the banks finance students, so the government doesnt hand out loans there either. You can pay off a typical degree in less than a decade. That system is completely unlike what Americans experience.