A year from now is not that far off. Just keep your job and pay off the debt. Work on your business as a side project. You can work on your side project 1hr a d

A year from now is not that far off. Just keep your job and pay off the debt. Work on your business as a side project. You can work on your side project 1hr a day, some days 10 - 30mins and some weekends 3hrs. As they say "drops of water makes an ocean". If you slug it out, by this time next year, you would be out of debt with cash reserves and possibly a finished product. You may even already have customers. Find positive things you like about your current job and focus on them.