It's still endgame. If you own your home outright you're done. Add another 100-200k or so and you're (baseline) retired in a country with healthcare, etc. Aft

It's still endgame. If you own your home outright you're done. Add another 100-200k or so and you're (baseline) retired in a country with healthcare, etc. After that, do whatever you want with your money, it's fun coupons.