FWIW, Tesla sales are typically engineered to actually receive payment details before the car itself is delivered. They want to either receive a check on delive

FWIW, Tesla sales are typically engineered to actually receive payment details before the car itself is delivered. They want to either receive a check on delivery or EFT before/by delivery. That said, my bank doesn't play that game; I'm surprised anyone issues a secured loan without collateral. I guess a purchase 'agreement' is good enough, but they're not even a lienholder in most cases! I don't get how that works. The staff screwed it up badly enough that I don't think they got the money for our car for at least 6-8 weeks after we took delivery. I kept wondering if it would ever fund. I'm not sure "perfect storm" is quite correct; we've seen these cycles with every model launch and there are a few profitable quarters, but this one is much more so than most, and should last longer than most, BUT you're absolutely correct that they need to ramp up Model Y spend, then Roadster spend, then.. every other model refresh.