I would also add: 5) your data is sold or shared with a third party and they leak it, ex Equifax so you have a lot to lose when your data is leaked (imagine if

I would also add: 5) your data is sold or shared with a third party and they leak it, ex Equifax so you have a lot to lose when your data is leaked (imagine if all our browser history would be collected for years and then somehow leaked, that would suck a lot, probably lives would be destroyed)