I've taken a look at the many threads happening here and a large number of people discussing the "worthlessness" of the having a stable coin because of the lack

I've taken a look at the many threads happening here and a large number of people discussing the "worthlessness" of the having a stable coin because of the lack of volatility vs the USD. I'm actually quite interested in the outcome of this, especially because of transaction fees for credit card payments are so high. For some places in Asia, Japan in particular has credit card transaction fees of in the 3.6% range and going up to 4.5% for international cards. For businesses selling services in the $2500 range, just at 3.6% of this transaction becomes $90 in fees just for a single transaction. Which, I think, is quite high just for moving a digital asset around. While the prospects of "trading" this asset might not be as interesting, the potential for far lower transaction fees for people running a business seems very attractive to me.