I make significantly more than that and my ACA coverage is almost free. There are all sorts of problems with this, such as: - assumption of a car (within 5 mi

I make significantly more than that and my ACA coverage is almost free. There are all sorts of problems with this, such as: - assumption of a car (within 5 miles, cycling is completely reasonable, and it improves health) - single income w/child apparently? That's not my situation at all - Why does laundry cost $30? Most places near me are $5-10 - Why is my mobile phone $75? I can find lots of plans for cheaper - why do I start with $1k? I've had way more than that since I was a teenager; I always keep 3-6 months of expenses for precisely this reason - why does not paying a bill for one month result in immediate closure? Most utilities don't shut off services until 3 or so months of missing payments However, the app is pretty eye opening because it _doesn't_ fit my situation. I'm very interested in helping the poor get out of the cycle of poverty (it's my life's goal).