You can take advantage of the reusability part of software development to pay down technical debt in a way that's impossible with traditional debt. Developers

You can take advantage of the reusability part of software development to pay down technical debt in a way that's impossible with traditional debt. Developers and businesses should have a well-maintained toolbox, library, or framework that they use for just about everything they work on. The longer you use the same toolbox, the better the tools will get; just improve them a little bit every time you use them and deploy those improvements to as many projects as possible. This gets hard to do in environments that are always chasing the new thing.