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Eyeballing it with a spreadsheet, simulator offers $1440 in monthly income, but at least $2000 in expenses. You've got a car to pay off and insure, a kid, a pet
by jldugger 8y ago
Eyeballing it with a spreadsheet, simulator offers $1440 in monthly income, but at least $2000 in expenses. You've got a car to pay off and insure, a kid, a pet, a heap of CC debt, and a cell phone bill triple what I pay. You're renting an apartment, but you have monthly gas and electric bills of 125 and 150. Internet fees are higher than I'm paying now. And zero access to credit to make any investments you'd need to make, or tax credits for dependent children, retirement savings, Earned Income Tax Credit, etc.
Even if you _could_ fix all that, you're still not going to make ends meet. The player is effectively bankrupt.
- deleted 8y ago[deleted]
- pavel_lishin 8y ago> The player is effectively bankrupt. Now imagine the player developing cancer, or needing to have major dental surgery!
- AcerbicZero 8y agoThe "simulator" does put you in an essentially unwinnable scenario. I too, would probably go broke if all my bills occurred in one 30 day period, while I was cut off from all my credit, given thousands in debt, and left with zero savings plus a kid. I think the creators reduce the impact of their own message by making it so far fetched. I can't relate to anyone who would put themselves in such a terrible financial position, so its just an unwinnable game.
- lifeformed 8y agoThat happens a lot more often than you may think. Sure, it's rare for all that to happen on any given month, but cyclic things will all converge eventually over a few years.