My first thought for that was "huh, sounds pretty plausible for one unlucky medical issue". And that's with insurance or a means-scaled fee. Seeing that leap s

My first thought for that was "huh, sounds pretty plausible for one unlucky medical issue". And that's with insurance or a means-scaled fee. Seeing that leap straight from "credit card debt" to "bought frivolous crap" helps me realize just how little common ground there is on stuff like this, and how much good might be done by sharing examples of how normal, sensible people get in these situations.