Because we live in a democracy and everyone has access to the court system and you don't want to be in court all of the time. This program is funded by the tax

Because we live in a democracy and everyone has access to the court system and you don't want to be in court all of the time. This program is funded by the taxpayer, after all. And, yes, rules aren't perfect. But you can keep improving them as you learn more. And that leaves you with, yet again, a set of rules.