What if it’s not an unwillingness to sacrifice, but an unwillingness to take on risk and uncertainty that increases with financial success? We now have an enti

What if it’s not an unwillingness to sacrifice, but an unwillingness to take on risk and uncertainty that increases with financial success? We now have an entire generation that has been saddled with crippling debt and has been given little to nothing in the way of tools to escape. Many of them saw something similar happen to their own parents, watching them struggle to keep the boat floating as they grew up. Is it really so strange that this group would approach having children with great caution and only commit once they acquire some level of assurance of reliable and reasonably strain-free access to resources? This is especially true for those who’ve “made it” to some extent and have managed to procure freedom from debt — they’re going to do everything in their power to avoid winding up in those circumstances a second time. I don’t know, to me the attitude reads as more calculated and responsible than anything else.