Just wait a minute. Even with your deductible and max out of pocket you will find that your provider was out of network or that drug isn't covered or that proc

Just wait a minute. Even with your deductible and max out of pocket you will find that your provider was out of network or that drug isn't covered or that procedure wasn't. Or is considered experimental (when it isn't).. Or something was denied incorrectly and what not. Even in the best scenario say deductible only costs... say you get sick in December with a 15k deductible you're now at out of pocket 30k by February.