Thanks, this was very informative and will change how I handle medical bills. Unrelated comment: I recognized your handle from some of your earlier posts where

Thanks, this was very informative and will change how I handle medical bills. Unrelated comment: I recognized your handle from some of your earlier posts where you said you're an independent researcher. I'd be interested in learning more about how you got started, if you're willing of course. You can contact me by email at the address in my profile.