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Of course it's not 100% effective, and nobody ever claimed it was. Health insurance in the US, after ACA, caps your costs at a predictable amount.
by zrail 8y ago
Of course it's not 100% effective, and nobody ever claimed it was. Health insurance in the US, after ACA, caps your costs at a predictable amount.
- sjg007 8y agoJust wait a minute. Even with your deductible and max out of pocket you will find that your provider was out of network or that drug isn't covered or that procedure wasn't. Or is considered experimental (when it isn't).. Or something was denied incorrectly and what not. Even in the best scenario say deductible only costs... say you get sick in December with a 15k deductible you're now at out of pocket 30k by February.