> I am too as long as they are comfortable with their choices when things go wrong. People that make these choices don't necessarily stop to calculate all the

> I am too as long as they are comfortable with their choices when things go wrong. People that make these choices don't necessarily stop to calculate all the risks they are subjecting themselves to, and instead only think that at the end of the year they'll have more money in their pockets. Essentially, they're comparing the possibility of something really bad happening (which most people avoid thinking about) with the guarantee of having more money - a relatively easy choice for most. I think any developed state should put a priority on protecting its citizens, even from their own greed or ignorance. The state needs these people to be safe and healthy so that they can work, pay taxes, and create offspring to continue the cycle. In order to ensure that works, some basic services need to be provided. People that have had their house burn down won't be making more offspring any time soon due to financial risk; people that are unhealthy can't work and end up costing the state money on treatments; crime lowers the property value of an area, making it less attractive to businesses or people looking for a place to move to, and so on.