As mentioned down-thread, this is a supply/demand issue. The government loans effectively create an infinite supply of money, so of course tuition goes up to ca

As mentioned down-thread, this is a supply/demand issue. The government loans effectively create an infinite supply of money, so of course tuition goes up to capture all that money. I have a radical proposition: End student loans. Get rid of the program outright; don't issue any more loans. Take the money being spent on issuing student loans and instead earmark it to issuing to the states to fund their colleges with the condition that tuition costs lower proportionally. End bankruptcy protection for private student loans, and authorize banks to factor the degree/major into their underwriting. I'm fully aware that this will take an act of Congress, both figuratively and literally, not to mention likely be politically unpopular. But student loans didn't arrive out of thin air, one or more of acts of Congress created the mess we're in today. It will take them acting again to begin the process of cleaning up. In the spirit of debate, let's hear why this cannot possibly work or what the problems with it are.