That's why you start with crypto. Don't even touch fiat, so that there isn't anything to freeze. It doesn't prevent them from asking you to hand over the funds

That's why you start with crypto. Don't even touch fiat, so that there isn't anything to freeze. It doesn't prevent them from asking you to hand over the funds, but it does mean you get a chance to react instead of suddenly finding out your bank account is frozen. I'll also point out that there are so many tools to your advantage if you do it this way -- locking up crypto mathematically until a date in the future, shamir's sharing, monero, etc. I'm not saying any of it is a perfect solution, but sure as hell it will make them work a lot harder and give you more time to figure things out.