> here were many of them seemingly choosing to keep at it incurring debt FTA: "Delinquency is at crisis levels for borrowers, particularly for borrowers of co

> here were many of them seemingly choosing to keep at it incurring debt FTA: "Delinquency is at crisis levels for borrowers, particularly for borrowers of color, borrowers who have gone to a for-profit and borrowers who didn’t ultimately obtain a degree,” As counterintuitive as it sounds, it wouldn't make sense for these individuals to quit and do something else unless that something else is also obtaining a degree, preferably from an institution that is not for-profit.