3 ms·

That's actually a really good point. I'm not sure what options are available in the US, but Canada Post has a service for exactly this purpose: https://www.cana

• derekp7 8y ago
  One way of implementing it in the US is what Paypal does, which is assume that your bank has authenticated you, then deposit a couple small random amounts that you have to report back. Another way is to charge a fee for last-resort password resets. Charge $10.00 to the user's credit card, if the account info matches, and refund $5.00 in two random small amounts for them to retrieve off their online account statement and report those numbers back to you.
  • jschwartzi 8y ago
    What if the user's bank account is compromised using the Equifax dump?
• WorldMaker 8y ago
  That would be a good service for the USPS to add, though unlikely that they would provide it for the same reason they no longer provide Notary services: in the US identification is generally considered a role for the state-level (it's a wonder we don't have state-issued passports and there is a federal agency involved in that much). That said, I wonder if it would be useful to encourage more usage of Notaries for ID verification in such matters. There's no easy digital API to request a notary's involvement (yet?), and there are complications between states/countries in what powers/abilities/checks/balances notaries have. But it is an ancient business practice to ask "please get this form notarized with valid ID", so why not just update that for contemporary needs?