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> how hard is it to implement TOTP? I've been asking BofA and Merrill for awhile. Apparently for the institutions that control my money, "very."

• robotdan 8y ago
  If you're a dev, there are a lot of implementations, or code examples online. Here is an open source Java example of some of the algorithm impl, and an HTML / JS example to test out in the browsers. https://github.com/inversoft/prime-two-factor/blob/master/src/main/java/org/primeframework/twofactor/TwoFactor.java https://github.com/inversoft/prime-two-factor/blob/master/sr... https://github.com/inversoft/prime-two-factor/tree/master/web https://github.com/inversoft/prime-two-factor/tree/master/we...
  • carbocation 8y ago
    My comment was made in the hopes that someone can interest financial institutions in real 2FA.
  • tptacek 8y ago
    The expense is in added support, not in software development cost.