in world 1, 19 year olds pay a lot more than they do now, unless we are meant to assume that world 1 significantly increases the efficiency of the whole healthc

in world 1, 19 year olds pay a lot more than they do now, unless we are meant to assume that world 1 significantly increases the efficiency of the whole healthcare system. one of the stipulations of obamacare is that premiums for the elderly can be no more than three times the premiums paid by healthy young people. this implies that the natural ratio is greater than 3:1.