That's a worse analogy. The entire point of "bus factor" is that it assumes the person is dead afterwards, so there's no way to recover the knowledge and this e

That's a worse analogy. The entire point of "bus factor" is that it assumes the person is dead afterwards, so there's no way to recover the knowledge and this eventuality needs to be planned for beforehand. Whereas even someone who won the lottery will take a $100k/hr consulting gig, or might take pity on his ex-coworkers and explain his choices in a 1 hour phonecall while sipping margaritas on the beach.