Another factor that makes a difference -- but perhaps should not -- is whether you are reducing them from $10 billion to $1 billion or $100k to $80k. In the fi

Another factor that makes a difference -- but perhaps should not -- is whether you are reducing them from $10 billion to $1 billion or $100k to $80k. In the first case, you might think "eh, they'll be fine anyway." But the magnitude of the money is not directly related to what is a fair reduction.