> Even at the low end that involves having 150k spare a year, plus a house and retirement fund? You are forgetting interest, capital gains and appreciation. C

> Even at the low end that involves having 150k spare a year, plus a house and retirement fund? You are forgetting interest, capital gains and appreciation. Considering he has no children, $3-5 million is easily doable. Also, I was including house + retirement fund in the $3-5 million. I wasn't having a laugh. I was just telling him that early retirement is a possibility. It's insane to worry to be worried about "career advice" in your 40s as a software dev.