> It’s just like binding arbitration clauses. In many industries, like mobile phone service, you can’t “choose” a market participant that doesn’t have such a cl

> It’s just like binding arbitration clauses. In many industries, like mobile phone service, you can’t “choose” a market participant that doesn’t have such a clause because all of them do. Isn't that because the industry is regulated and the government is the actual barrier to entry? Not saying it's wrong, but saying that the market isn't working when you listed something caused by regulation is unfair argument IMO.