This sort of thinking is backwards. A lot of people in tech fall back on this idea that lay-people should just do research and educate themselves about computer

This sort of thinking is backwards. A lot of people in tech fall back on this idea that lay-people should just do research and educate themselves about computer security and privacy. But even security experts disagree about the right choices to make, so what hope does a person with no background in computers have? If your solution is "don't use the most popular service in the world", your solution is simply not realistic for most people.