All of that is true, but I think the most important question is: compared to what? ML is substantially more transparent than human decision makers. Human decisi

All of that is true, but I think the most important question is: compared to what? ML is substantially more transparent than human decision makers. Human decision makers will actively lie to you. ML is a major step forward in correcting these sorts of biases, by making interpretable (relative to humans) models in the first place.