Note I didn't claim debit cards don't exist here, just that they are not very common, especially for online payments. I personally live in Germany, in the midd

Note I didn't claim debit cards don't exist here, just that they are not very common, especially for online payments. I personally live in Germany, in the middle of my live, with kids and a big household etc. and have never used a credit card, nor have I undergone a single situation where I needed one.