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East Wind does not use health insurance. We pay out of pocket for medical expenses to the best of our ability. For extreme major medical costs we pay into a joi
by boonewheeler 8y ago
East Wind does not use health insurance. We pay out of pocket for medical expenses to the best of our ability. For extreme major medical costs we pay into a joint major medical fund with other FEC communities to distribute such costs. The cost of paying into this was included in the health care expenses.
That fund has paid out $60k for heart surgery for a Twin Oaker, and a $45k emergency helicopter ride for an East Winder.
Taking advantage of state low-income assistance, we manage to enjoy good health care for relatively little.
- paxus 8y agoI am pretty confident that EW is part of the FEC PEACH catastrophic self insurance system. This is a $5K deductable plan which the community pays for up to that level and then the PEACH program takes over costs. This self insurance is available to any community in the FEC network and has been operating successfully for several decades. Powerfully, it succeeds in part based on the idea that you do not sue your own family, and thus all the moneys collected can go to direct medical costs and not to lawyers. If Obamacare is dismantled, this type of system is you best chance for affordable health care, you just have to be willing to share your income to get it.