Twin Oaks does this quite a bit, East Wind didn’t so much, historically, mainly because Missouri is much more stingy than Virginia. The FEC’s self-insurance fu

Twin Oaks does this quite a bit, East Wind didn’t so much, historically, mainly because Missouri is much more stingy than Virginia. The FEC’s self-insurance fund generally covers major medical expenses, but communities are expected to get the best deal they can for medical expenses, which includes exploring self-insured discounts and public assistance where available.