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Does healthcare insurance pay for that in the US ? In the EU, this is considered a personal life-choice procedure and very rarely handled by insurances - like c

by gutnor 8y ago

Does healthcare insurance pay for that in the US ? In the EU, this is considered a personal life-choice procedure and very rarely handled by insurances - like cosmetic surgery. (being the EU though, you can get it for free using public healthcare)

jstanley 8y ago
I'm only familiar with the UK, but the NHS absolutely deals with births for "free".
- dagw 8y ago
  Sure, but if you for some reason don't want to give birth at an NHS hospital then your health insurance probably won't cover the costs of a private hospital.
- stevekemp 8y ago
  We paid €200-300 in Finland, to receive a private room for mother, father, and baby for a few days post-birth. I think we'd have been given a shared room for free, but at the time it seemed like a good choice to make.
maeln 8y ago
It's not the case in most EU country I visited. In France, giving birth is 100% free, even if you have to go to a private clinic/hospital.
- gutnor 8y ago
  There may be a confusion here, I'm referring at Private Healthcare and not Public Healthcare run by a private company. Spain sometimes subcontract public healthcare to private hospital. However from a patient point of view, you are still treated as a public healthcare patient (i.e. you pay through your tax and the government has a specific financial agreement with the company running the hospital). Otherwise I'm confused by France model. What's the business model of a Private Hospital is they receive no money neither from the Government nor insurances nor their patient ?
  - etiennemarcel 8y ago
    The French system is hybrid. There's public and private health insurance, and public and private hospitals. For everyday care the public health insurance reimburses 70% and the private health insurance the remainder. For more serious procedures (such as a baby delivery) the public health insurance reimburses 100% of the fees. The prices are fixed by law, the practitioner can charge more (if it's a private hospital) but then the private health insurance will have to pay the difference. The public health insurance is paid through taxes (I think something like 5 to 10% of the salary?) and the private health insurance is between 50 to 100e depending on your family and coverage (glasses, teeth, etc.)
hef19898 8y ago
In which country? I don't know of any. Except for added services like a private room and stuff like that are more comfort oriented than medical.
- gutnor 8y ago
  The UK and Spain have a private health sector with Clinics, GP, ... To access those you either need to pay cash or have a private health insurance. Both the UK and Spain have also a public health sector, with Clinics, GP, ... that is accessible for free. In the UK and Spain, very few private health insurances covers Birth or Emergency Care: for those you are supposed to go to the public service or pay cash in a private clinic. Other countries like Belgium have health insurances that give you the kind of extra comfort you mention. But they cost something like 5 EUR a month vs the 100 EUR in Spain and the UK.

by gutnor 8y ago

jstanley 8y ago

I'm only familiar with the UK, but the NHS absolutely deals with births for "free".

dagw 8y ago
Sure, but if you for some reason don't want to give birth at an NHS hospital then your health insurance probably won't cover the costs of a private hospital.
stevekemp 8y ago
We paid €200-300 in Finland, to receive a private room for mother, father, and baby for a few days post-birth. I think we'd have been given a shared room for free, but at the time it seemed like a good choice to make.

maeln 8y ago

It's not the case in most EU country I visited. In France, giving birth is 100% free, even if you have to go to a private clinic/hospital.

gutnor 8y ago
There may be a confusion here, I'm referring at Private Healthcare and not Public Healthcare run by a private company. Spain sometimes subcontract public healthcare to private hospital. However from a patient point of view, you are still treated as a public healthcare patient (i.e. you pay through your tax and the government has a specific financial agreement with the company running the hospital). Otherwise I'm confused by France model. What's the business model of a Private Hospital is they receive no money neither from the Government nor insurances nor their patient ?
- etiennemarcel 8y ago
  The French system is hybrid. There's public and private health insurance, and public and private hospitals. For everyday care the public health insurance reimburses 70% and the private health insurance the remainder. For more serious procedures (such as a baby delivery) the public health insurance reimburses 100% of the fees. The prices are fixed by law, the practitioner can charge more (if it's a private hospital) but then the private health insurance will have to pay the difference. The public health insurance is paid through taxes (I think something like 5 to 10% of the salary?) and the private health insurance is between 50 to 100e depending on your family and coverage (glasses, teeth, etc.)

hef19898 8y ago

In which country? I don't know of any. Except for added services like a private room and stuff like that are more comfort oriented than medical.

gutnor 8y ago
The UK and Spain have a private health sector with Clinics, GP, ... To access those you either need to pay cash or have a private health insurance. Both the UK and Spain have also a public health sector, with Clinics, GP, ... that is accessible for free. In the UK and Spain, very few private health insurances covers Birth or Emergency Care: for those you are supposed to go to the public service or pay cash in a private clinic. Other countries like Belgium have health insurances that give you the kind of extra comfort you mention. But they cost something like 5 EUR a month vs the 100 EUR in Spain and the UK.