> if you want to increase your spending as your income increases For many people, I think you have this backwards. That is, they seek an increased income in or

> if you want to increase your spending as your income increases For many people, I think you have this backwards. That is, they seek an increased income in order to support increased spending, such as for raising children. Regardless, the kind of savings discipline you propose seems like it would apply to a minority of those near the start of their careers.