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>Education - stop letting 18 year olds take out $200k in loans for poetry degrees. This sounds like government regulation? >Housing - build more and higher de

>Education - stop letting 18 year olds take out $200k in loans for poetry degrees. This sounds like government regulation? >Housing - build more and higher density. How do you account for the fact that not really anybody is making housing for the poor or low income, affordable housing because it's not profitable? There's plenty of demand, but extremely low supply. Would that be accomplished with government regulation and subsidies? >Healthcare - price transparency and make it easier to shop around. Incentivize frugality. Richest country on Earth ever, and we need to be frugal and maybe skip our insulin prescription this month. I don't think Government is the problem, the extreme want for extraordinary wealth and power created by this system of unchecked runaway Capitalism and that very influence of corruption on almost every representative is the problem.

seibelj 8y ago
> >Education - stop letting 18 year olds take out $200k in loans for poetry degrees. > This sounds like government regulation? No - the reason students can take outrageous loans is that the government enforces that they always get paid back. There is no bankruptcy discharge for student debt. Consequently, universities increase prices as the government allows students to take more debt. No bank in the world would provide a $200k loan for a poetry degree if it could be discharged in bankruptcy. > >Housing - build more and higher density. > How do you account for the fact that not really anybody is making housing for the poor or low income, affordable housing because it's not profitable? There's plenty of demand, but extremely low supply. Would that be accomplished with government regulation and subsidies? The amount of red tape and bureaucracy required for building new housing, and other requirements like minimum lot sizes, makes it more economical to build higher-end units. But even with that, more total supply filters down and helps stabilize prices, including the lower end. The ultimate left-wing fantasy is rent control, as if regulating prices by government fiat magically solves the problem. > >Healthcare - price transparency and make it easier to shop around. Incentivize frugality. > Richest country on Earth ever, and we need to be frugal and maybe skip our insulin prescription this month. No, but if you were able to shop around for a major, but scheduled, surgery such as a hip replacement, you may choose a cheaper option if you were appropriately incentivized. People already fly to foreign countries to get procedures done, because travel, hotel, and the procedure are still cheaper and higher-quality than the American healthcare system.

seibelj 8y ago

> >Education - stop letting 18 year olds take out $200k in loans for poetry degrees. > This sounds like government regulation? No - the reason students can take outrageous loans is that the government enforces that they always get paid back. There is no bankruptcy discharge for student debt. Consequently, universities increase prices as the government allows students to take more debt. No bank in the world would provide a $200k loan for a poetry degree if it could be discharged in bankruptcy. > >Housing - build more and higher density. > How do you account for the fact that not really anybody is making housing for the poor or low income, affordable housing because it's not profitable? There's plenty of demand, but extremely low supply. Would that be accomplished with government regulation and subsidies? The amount of red tape and bureaucracy required for building new housing, and other requirements like minimum lot sizes, makes it more economical to build higher-end units. But even with that, more total supply filters down and helps stabilize prices, including the lower end. The ultimate left-wing fantasy is rent control, as if regulating prices by government fiat magically solves the problem. > >Healthcare - price transparency and make it easier to shop around. Incentivize frugality. > Richest country on Earth ever, and we need to be frugal and maybe skip our insulin prescription this month. No, but if you were able to shop around for a major, but scheduled, surgery such as a hip replacement, you may choose a cheaper option if you were appropriately incentivized. People already fly to foreign countries to get procedures done, because travel, hotel, and the procedure are still cheaper and higher-quality than the American healthcare system.