Except inflation mask the deeper issues, housing and health care has been increasing faster than inflation rate in many years. PcW reports health care (employee

Except inflation mask the deeper issues, housing and health care has been increasing faster than inflation rate in many years. PcW reports health care (employee only) at 5.5-7.5 rate annually since 2010. They expect 2019 to have 6% rate. It is interesting how you see that since I see it differently; 1. It is not a significant difference in real income since the costs of housing and health care cost has been increasing much faster than inflation. 2. The "rate" of the marketplace "premium" may be smaller, that does not mean the value of the plan is the same. They've been crippling the plans every year in my marketplace to remove max costs, so that in the long run, you will end up paying much more in medical costs. A few years ago, I wouldn't have to pay anything after a certain amount, drugs are covered, and now, for nearly 20% more monthly premium, I have to pay for all drugs, 20% of all medical costs even after deductible. 3. Insurance mandate expires in 2019. I'll just drop insurance as it's already too expensive even if the "premium" is only 10% higher than last year. It would've been cheaper before the ACA with some decent plans.