It’s an interesting concept for sure. But one thing that seemed confusing was how exactly do they handle underwriting? Do they credit check the applicants? Empl

It’s an interesting concept for sure. But one thing that seemed confusing was how exactly do they handle underwriting? Do they credit check the applicants? Employees? Check the business bank accounts? Granting credit is a sophisticated market, is this just a case where they look for founders that have perfect credit and assume they’re probably OK? Do they even use standard CRA’s at all? Like what’s the basic underwriting premise?