Your father's advice does not scale. Not all legal systems work the same way, and in some having the payee sign one is an indorsement by the payee that makes i

Your father's advice does not scale. Not all legal systems work the same way, and in some having the payee sign one is an indorsement by the payee that makes it payable to third parties (which will be whoever the bearer happens to be for a simple signature, an indorsement in blank). Whereas having the payee not sign checks, and having checks crossed as "A/C payee", are considered the better practices. Or, to echo Drew DeVault somewhat: Don't sign cheques made out to you as the payee. * http://www.legislation.gov.uk/ukpga/1992/32/section/1 http://www.legislation.gov.uk/ukpga/1992/32/section/1 * http://www.legislation.gov.uk/ukpga/Vict/45-46/61/section/34 http://www.legislation.gov.uk/ukpga/Vict/45-46/61/section/34 * http://www.legislation.gov.uk/ukpga/Vict/45-46/61/part/II/crossheading/negotiation-of-bills http://www.legislation.gov.uk/ukpga/Vict/45-46/61/part/II/cr...