It's very hard for people to envision what would happen, outside of "i'd have to pay more money". except... a lot of society would change overall: * predatory

It's very hard for people to envision what would happen, outside of "i'd have to pay more money". except... a lot of society would change overall: * predatory lending would drop (people not having to go to payday lenders to get money for medicine, for example) * fewer sick days from people (either for themselves or their kids) * FAR FAR FAR more mobility in the labor force, as so many people feel locked in to their job because "insurance". Employer-provided insurance is one of the biggest things holding down our innovation and progress in society, IMO. I know dozens of talented people who are afraid to move jobs, move cities, or make any change at all because "current job = health insurance". They'll never be able to go work for newer small company X, because "insurance". Big companies may bitch about costs, but employer-provided insurance is a huge moat - financially and emotionally - that keeps the status quo humming to the detriment of many on the lower end.