True, the 13M isn't the fee but its money that you need to have to start a bank. You don't need to spend it but you need it in case you have some damages/reimbu

True, the 13M isn't the fee but its money that you need to have to start a bank. You don't need to spend it but you need it in case you have some damages/reimbursements. I'm closely looking at partnering with a bank. I could possibly look at banks that traditionally don't have a lot of debit card sales and see if they are interested in what I have to offer.