well one way to 'hack' your way to bankdom is through founding a company offering sketchy financial advice then expanding to sketchier insurances and payday len

well one way to 'hack' your way to bankdom is through founding a company offering sketchy financial advice then expanding to sketchier insurances and payday lending, then to banking. takes about 25 years and you get to be public enemy number one doing this. they 'sadly' went under during the crisis though. because its so difficult most banks are very old and most new ones are established by existing players.