You realize when we talk pins we mean authorizing your credit card chip&pin transaction? Nothing to do with your phone pin or maybe som other pins. The pin we

You realize when we talk pins we mean authorizing your credit card chip&pin transaction? Nothing to do with your phone pin or maybe som other pins. The pin we are talking about is what is customized on your credit card (directly in its memory) or its equivalent in your bank's HSM for the sole purpose of performing CVM step negotiated by yor card and payment terminal.