There are federal and state laws in the US which prevent health insurers from denying you based on your DNA test, but that isn't true for life insurance[1]. 1:

There are federal and state laws in the US which prevent health insurers from denying you based on your DNA test, but that isn't true for life insurance[1]. 1: https://www.cnbc.com/2018/08/04/4--risks-consumer-face-with-dna-testing-and-buying-life-insurance.html https://www.cnbc.com/2018/08/04/4--risks-consumer-face-with-...