Assuming he wants to invest it but has little experience with money he should keep most of the money where it is, for now. Maybe take $20,000 out and put it in

Assuming he wants to invest it but has little experience with money he should keep most of the money where it is, for now. Maybe take $20,000 out and put it into a brokerage account and start learning to trade with it. IF and only if he's able to successfully trade that $20K and turn it into $40K or more, over a 2 year period then should he even attempt to trade with larger amounts. You need the discipline, and the experience of being wrong to truly understand money management.